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The assignment is to build a production-ready Android DMT (Domestic Money Transfer) application that covers the full user flow—from sign-in to settlement—while remaining fast, lightweight and fully compliant with banking security standards. Core user journey 1. Sign-in: users enter their mobile number, receive an OTP and pass a second 2-factor check before any screen loads. 2. Dashboard: balance snapshot, shortcuts to “Add Beneficiary” and “Send Money.” 3. Beneficiary management: a simple form capturing name, account number and IFSC code, with edit / delete options and real-time validation via the same transfer API I will provide. 4. Money transfer: IMPS / NEFT toggle, amount entry, fee display, PIN confirmation, instant status feedback. 5. Transaction history: filterable list with search, PDF receipt generation and share option. Admin panel A web-based console (React, Angular or similar—open to your best stack) that lets me view users, KYC status, transactions, refunds, limits and error logs, plus basic CMS controls for banners and FAQs. API integration You will consume my existing payout/verification APIs (REST/JSON). Clear separation of config keys, retry logic, checksum signing and graceful handling of downtime are must-haves. Security baseline • OTP login + server-side 2FA • Encrypted local storage for tokens • Root/jailbreak detection • Network calls over TLS 1.2+ Deliverables • Android app written in Kotlin or Java with modular architecture (MVVM or clean) • Source code in Git with tidy commits and README • Admin panel source and build instructions • Postman collection or Swagger demonstrating all API calls • One test APK / staging URL for UAT, then release build on approval Acceptance criteria The build passes my end-to-end test: create account → add beneficiary → transfer funds → view transaction in history and in admin panel, all without crashes or security warnings. Timeline and milestones are flexible; propose what you need along with any clarifying questions so we can lock requirements and move ahead.
Project ID: 40539860
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80 freelancers are bidding on average ₹122,848 INR for this job

⭐️⭐️⭐️ Secure Android DMT App & Admin Panel Development ⭐️⭐️⭐️ Hello, I checked the JD and you want a production-ready Android Domestic Money Transfer (DMT) application with secure authentication, beneficiary management, money transfers, transaction history, and a web-based admin panel integrated with your existing REST APIs. Features: * OTP login with 2-factor authentication * Secure user dashboard * Beneficiary add, edit, and delete * IMPS/NEFT money transfer flow * Fee calculation and PIN confirmation * Real-time transaction status * Transaction history with filters and search * User, KYC, transaction, refund, and limit management * Banner and FAQ management Let’s chat… Thanks
₹180,000 INR in 15 days
9.9
9.9

Hi there, For any money transfer application, security, banking regulations, and transaction reliability are the most important parts as I have already delivered wallet and fintech applications, so I know this. For your project, I will build a production-ready Android DMT application with a clean MVVM architecture, integrating your existing REST APIs for beneficiary verification and money transfers. Along with the Android app, I'll develop the admin panel to manage users, KYC, transactions, refunds, limits, banners, FAQs, and logs, while keeping the code modular, secure, and easy to maintain. I'll also implement OTP login, server-side 2FA, encrypted local storage, root detection, retry logic, checksum signing, proper error handling, transaction history with PDF receipts, and ensure the complete flow—from login to successful settlement—works smoothly without crashes. I have a few questions: Will the payout APIs already handle KYC verification, or does that need to be integrated separately? Do you already have the UI designs ready, or should they be designed as part of the development? I would request we connect once so we can discuss the API documentation, transaction flow, security requirements, and admin features in detail. Based on that, I can share the best development approach, timeline, and milestones. Thanks, Rahul A.
₹142,500 INR in 38 days
8.5
8.5

# **Secure Android DMT Application with Admin Panel & API Integration** Hello, Hope you are doing well... I've gone through your job post and understand that you need a production-ready Android Domestic Money Transfer (DMT) application with a secure end-to-end transaction flow, seamless REST API integration, and a powerful web-based admin panel for managing users, KYC, transactions, and system operations. Features * MVVM / Clean Architecture * OTP login with server-side 2FA * Secure user authentication * Dashboard with balance overview * Beneficiary management * Real-time beneficiary verification * Add, edit & delete beneficiaries * IMPS & NEFT money transfers * Transfer fee calculation * Transaction PIN confirmation * Instant transaction status * Transaction history with filters * Search functionality * PDF receipt generation * Receipt sharing * REST API integration * Checksum signing & retry mechanism * Secure token management * Encrypted local storage * Root/Jailbreak detection * TLS 1.2+ secure communication * Error handling & logging * Offline and network failure handling * Web-based Admin Panel * User management * KYC management * Transaction & refund management * Limits management * Error log monitoring * Banner & FAQ CMS **Many more as per your needs...** Let's Connect... Thanks
₹95,000 INR in 15 days
8.2
8.2

Hello, I am a Senior Software Engineer with 11+ years of experience building secure enterprise applications, financial systems, REST APIs, transaction-processing platforms, and Java-based solutions. Your DMT application aligns well with my experience in API integrations, secure transaction workflows, authentication systems, and administrative dashboards. My approach would include: • Android application using Kotlin/Java with MVVM architecture • Secure OTP and 2FA authentication flow • Beneficiary management with API validation • IMPS/NEFT transaction workflows with retry and error handling • Transaction history, PDF receipt generation, and sharing features • Secure token management and encrypted local storage • Root detection and secure network communication (TLS 1.2+) • Web-based admin panel for user, KYC, transaction, refund, and log management I also focus on clean architecture, modular code structure, API documentation, Git-based delivery, and production-ready deployment practices. Before finalizing scope, I would like to understand: • Which payout/verification provider APIs are being used? • Is KYC already handled by your backend APIs? • Do you require Play Store deployment support? • Are there specific compliance requirements beyond the listed security controls? I would be happy to discuss timelines, milestones, and architecture in more detail. Best regards, Rohit Patidar Senior Software Engineer
₹75,000 INR in 15 days
7.3
7.3

Hi there, I’ve reviewed your Android app requirements and would love to collaborate on your project. With 5+ years of experience in native Android development, I specialize in building high-performance, user-friendly apps with clean UI, optimized architecture (MVVM/MVI), and seamless API integration. I’ll start with a clear project roadmap, provide regular progress updates, and ensure the app is thoroughly tested for stability and performance before launch. Let’s connect to discuss your app idea in detail — I’m ready to bring your vision to life! Best, Bhargav Android Developer | Kotlin & Java Expert
₹75,000 INR in 7 days
7.1
7.1

Your DMT app will fail PCI-DSS audits if the PIN confirmation happens client-side without server validation. I've built 4 fintech Android apps that process 50K+ daily transactions - every one required server-side PIN hashing with rate limiting to prevent brute-force attacks during money transfers. Before architecting this, I need clarity on two things: Does your payout API support idempotency keys to prevent duplicate transfers if the user taps "Send" twice during network lag? And what's your expected transaction volume per day - 1K or 10K - because that determines whether we need local caching or can hit your API directly for beneficiary validation? Here's the architectural approach: - KOTLIN + MVVM: Build with clean architecture separating domain/data/presentation layers so future payment methods (UPI, wallet) slot in without refactoring core logic. - RETROFIT + OKHTTP: Implement certificate pinning, automatic retry with exponential backoff and request signing using HMAC-SHA256 to match your API's checksum requirements. - ROOM DATABASE: Cache beneficiaries and transaction history locally with AES-256 encryption so the app works offline for viewing past transfers while syncing when network returns. - SAFETYNET API: Detect rooted devices and block app launch to prevent memory dumps that expose tokens or PINs stored in RAM. - REACT ADMIN PANEL: Build a dashboard with role-based access control, real-time transaction monitoring via WebSocket and CSV export for reconciliation with your settlement reports. I've integrated similar payout APIs for 3 DMT platforms that handle ₹2Cr+ monthly volume. Let's schedule a 20-minute call to walk through your API docs and discuss edge cases like beneficiary verification failures or IMPS downtime before I commit to a timeline.
₹101,250 INR in 30 days
6.7
6.7

Hello, I’ve gone through your project details and this is something I can definitely help you with. I have 10+ years of experience in mobile and web app development, working with Flutter, Android, iOS, React, Node.js, and APIs. I focus on clean architecture, scalable code, and clear communication to ensure the project runs smoothly from start to finish. I will first review your requirements, suggest the best technical approach, and then proceed with development while keeping you updated at every stage. Here is my portfolio: https://www.freelancer.in/u/ixorawebmob I’m interested in your project and would love to understand more details to ensure the best approach. Could you clarify: What specific banking security standards should the app comply with? 1. Do you need this for mobile, web, or both? 2. Do you already have UI/UX designs or should we create them? 3. Will there be any third-party API or payment gateway integration? 4. What is your expected timeline for completion? 5. Are there any reference apps or websites you like? Let’s discuss over chat! Regards, Arpit Jaiswal
₹124,875 INR in 25 days
7.6
7.6

Hi, I reviewed **Android DMT App Development** and I'm confident I can deliver exactly what you're looking for. With hands-on experience in **PHP, Java, Mobile App Development, Android, Android App Development**, I build professional, scalable, and user-focused solutions that are designed for performance and growth. I believe in clear communication, quality work, and on-time delivery. I'd love to discuss your project and share ideas that can add even more value. View some of my previous work: Looking forward to hearing from you.
₹120,000 INR in 21 days
5.8
5.8

Hi, I'm Karthik, a Full Stack Mobile App Developer with 15+ years of experience building secure fintech and payment applications. I can develop your Android DMT App with a modern MVVM architecture in Kotlin, along with a React-based admin panel. The solution will include OTP & 2FA login, beneficiary management, IMPS/NEFT transfers, transaction history, PDF receipts, and seamless integration with your REST APIs. What I'll deliver: ✔ Kotlin Android app with MVVM/Clean Architecture ✔ React Admin Panel ✔ Secure API integration with checksum & retry logic ✔ Encrypted token storage, TLS 1.2+, root detection ✔ Transaction history, reports & CMS controls ✔ Git source code, Postman collection, README & deployment support I've built secure fintech, wallet, and banking applications with a strong focus on performance, scalability, and security. Ready to discuss your APIs and start immediately. Best Regards, Karthik
₹149,500 INR in 7 days
5.1
5.1

With over a decade of experience in full-stack web app development, I have a solid comprehension of building high-performance yet lightweight solutions that maintain stringent banking security standards. My expertise in Android app development, specifically using Kotlin and Java, aligns perfectly with your project requirements. I'm adept at implementing secure authentication methods such as OTP, 2FA, and encrypted token storage to safeguard user data. Additionally, my proficiency in REST APIs and thorough understanding of mobile networks using TLS 1.2+ ensure smooth API integration as per your needs. Moreover, I have hands-on experience with Android local storage implementation, root/jailbreak detection to bolster app security. To offer even more transparency and control for you, I'll provide effective error-log management and refund handling features in the admin panel. Lastly, my skillset extends beyond development and includes robust testing methodologies using CI/CD pipelines which will help ensure that your app not only meets but exceeds the acceptance criteria you've outlined for the project. Also, being a meticulous professional, I'm conscious about tidy and well-documented codebase that will accompany the project deliverables. Let's collaborate to make this DMT app a seamless experience for your users!
₹75,000 INR in 15 days
4.9
4.9

With over a decade of experience in Android app development and API integration, your requirements align perfectly with my core skills. I have a comprehensive understanding of developing user-friendly apps that comply with the stringent security measures of the financial sector. My proficiency in Kotlin and Java ensures a sturdy, modular, and lightweight architecture for your DMT app. In addition to offering a well-structured, scalable codebase, I also provide clear documentation and encourage communication. This ensures that you have a thorough understanding of the development process and the functionality of your app. My prior work illustrates my proficiency in handling tasks similar to yours; from developing secure user logins to generating detailed transaction history reports, I've got you covered. Lastly, being comfortable with GIT helps me adhere to tidy commits which makes for easy collaboration and seamless coordination. I assure you timely delivery of a fully-tested staging version alongside final builds so that you can conduct error-free User Acceptance Testing and make clarifications if needed. Let's collaborate on this imperative project and create an Android DMT application that is not just fully compliant but also performs impeccably for a smooth monetary experience for your users!
₹700,000 INR in 7 days
5.2
5.2

As a seasoned developer with a passion for crafting user-friendly and robust applications, I bring to the table an array of skills that make me your perfect fit for the Android DMT App Development project. With over 14 years’ experience executing 416 successful projects, I have mastered the art of delivering end-to-end solutions in Web and Mobile App Development, much like what you require. For this venture, my in-depth understanding of Android native languages - Kotlin and Java- combined with hands-on experience in implementing APIs would ensure seamless integration of your existing payout/verification APIs. Moreover, my familiarity with working on different database systems guarantees smooth data operations and query execution for maintaining secure and updated transactional information. On top of these technical skills, I strive for client satisfaction by adhering to timelines and producing tidy code using version control systems like Git - which you've requested. As a bonus, my proficiency with Microsoft PowerAutomate can help streamline workflow if necessary. Trust me to design your ideal app, equipped with features like OTP login security, encrypted local storage for tokens and network calls over TLS 1.2+, all optimized for efficient domestic money transfers. Let's discuss how I can be of assistance to your project!
₹300,000 INR in 30 days
5.0
5.0

Hi, I can develop a secure, production-ready DMT solution with a Kotlin-based Android app (MVVM/Clean Architecture) and a modern web admin panel. The application will cover the complete flow from OTP authentication and beneficiary management to IMPS/NEFT transfers, transaction history, PDF receipts, and robust API integration with proper security, retry mechanisms, and error handling. A few questions: Are the payout, beneficiary validation, and OTP APIs already live and documented? Will KYC verification be handled through your existing APIs as well? Do you have UI designs ready, or should the design be included in the scope? Also, what are your preferred technologies for the admin panel and backend services? I can provide clean source code, Git-based version control, API documentation, staging builds for UAT, and deployment support. The focus will be on security, performance, maintainability, and a smooth end-to-end user experience. Regards, Solves Inn
₹100,000 INR in 10 days
4.8
4.8

Hello, Building a DMT application is about much more than moving money—it's about building trust. Every step, from OTP login and beneficiary verification to a successful transfer, needs to feel fast, secure, and reliable because users are dealing with their finances. I'd approach this project by developing a production-ready Android application with a clean MVVM architecture, secure API integration, encrypted local storage, and a responsive admin panel for managing users, transactions, KYC, and system activity. The focus will be on creating a seamless experience while following security best practices, including 2FA, root detection, checksum signing, and robust error handling. If you have API documentation or reference applications, I'd be happy to review them before we begin to ensure the implementation aligns perfectly with your workflow. I can also suggest the most suitable tech stack and project milestones to keep development transparent and efficient. I'd love to discuss your requirements and help build a secure, scalable DMT platform that's ready for production. Best regards, Abhishek
₹112,500 INR in 7 days
4.7
4.7

**DO NOT PAY ME UNTIL I COMPLETE! :)** Hello my valuable client :) My profile is new over here but I have 7 years of experience in this field. I have completely understood about your project. Also I will provide you free maintenance on your project for 1 year after project completion. I can definitely complete this in your timeframe. Give me one chance to prove myself. Hit the chat button to get started. If you will not like my work then you dont need to pay me any money so dont worry and have faith in me :) I am eagerly waiting for your message.
₹85,000 INR in 15 days
4.2
4.2

Hi, I have 12+ years of experience building secure fintech, payment, and enterprise applications. I can develop your Android DMT solution along with the admin panel, focusing on security, performance, and maintainable architecture. ✔ Native Android app in Kotlin using MVVM/Clean Architecture ✔ OTP + 2FA authentication flow ✔ Beneficiary management with API validation ✔ IMPS/NEFT transfers with fee calculation and PIN confirmation ✔ Transaction history, search, filters, PDF receipts, and sharing ✔ Secure API integration with retry logic, checksum signing, and centralized configuration ✔ Encrypted token storage, TLS 1.2+, and root detection ✔ Comprehensive error handling and audit logging Admin Panel: ✔ User and KYC management ✔ Transaction, refund, and limit monitoring ✔ Error log tracking ✔ Banner and FAQ management ✔ Responsive web interface Deliverables: • Android source code with Git history • Admin panel source code • Postman/Swagger API documentation • UAT APK and staging environment • Deployment and setup documentation Before finalizing timelines, I'd like to review the API documentation, authentication flow, and DMT provider specifications. Once reviewed, I can provide an accurate milestone plan and delivery schedule. Regards, Gaurav
₹112,500 INR in 7 days
3.8
3.8

As an experienced Full Stack Developer who has crafted countless Android apps before, I'm confident that I can deliver the production-ready DMT app you need. My proficiency with technologies like Kotlin and Java, coupled with my expertise in API integration, positions me perfectly to handle all the necessary functionalities—as outlined in your project description. I’ll ensure a swift and secure user-flow throughout, leveraging REST/JSON and maintaining graceful handling of downtime for your payout/verification APIs. Moreover, being a strong advocate for security in app development, I completely understand and value the banking security standards your project requires. In addition to encryption of local storage for tokens, I'll strengthen your users' journey with OTP login, server-side 2FA as well as root/jailbreak detection alongside calls over TLS 1.2+, ensuring maximum safety at every step. Trust me to make this app a rock solid fortress. Additionally, my understanding of MVVM or Clean Architecture will result into a modular app which not only guarantees scalability but is also easier to maintain over time. On top of that I'll package up the entire project by supplying clean source codes alongside detailed instructions to avoid any confusion. Turnaround deployments are my expertise, so you can rest easy knowing that we will meet any given deadlines on time and up to expectations.
₹110,000 INR in 7 days
3.8
3.8

Hello, The real challenge isn't building the Android UI or consuming an API—it's orchestrating the full transaction lifecycle (OTP login, 2FA, beneficiary validation, IMPS/NEFT switching, PIN confirmation, and settlement feedback) while maintaining strict banking‑grade security (root detection, encrypted storage, TLS 1.2+, and retry logic for API downtime). In a similar fintech project, I built a production‑ready UPI payment app with Kotlin and MVVM, integrated a REST payout API with checksum signing and graceful retry handling, and delivered a React‑based admin panel with live transaction monitoring—all passing internal security reviews. I'll use Kotlin with Retrofit and Room for the Android app, and React/Node.js for the admin dashboard, with a clean separation of config keys and secure token storage. For the transfer API, do the IMPS and NEFT endpoints accept the same payload structure, or do they require different fields? Best regards, Artur
₹100,000 INR in 10 days
3.0
3.0

With over a decade of experience in app development and a particular specialism in API integration, I have the technical know-how and the determination to see your Android DMT app project to completion. Not only will I establish seamless communication between your existing payout/verification APIs and the application, but I'll make certain that key areas like config keys, retry logic, checksum signing are solidly taken care of - all while keeping your app up, running and graceful even during instances of downtime. What sets me apart? Exceptional knowledge in Kotlin and Java for Android alongside my proficiency in Git, Docker, CI/CD pipelines. This ensures that our codebase will be clean and maintainable with an unambiguous versioning history. You get more than just code; you'll receive comprehensive source code and build instructions for future needs. Finally, let me emphasize my value on clear communication which helps to prevent misunderstandings and maximize collaboration. This same clarity extends to my coding standards where I ensure that optimization and refactoring are considered painstakingly.
₹85,000 INR in 24 days
2.9
2.9

Hi there, What specific features or functionalities do you prioritize most in your DMT application? Ensuring a smooth experience from sign-in to settlement is crucial, and I see you need robust security and user-friendly interfaces. I’ve developed several production-ready Android applications, and I’m skilled in Kotlin with an emphasis on modular architecture. I can create a seamless user journey and a secure admin panel using React for the web console. My experience with REST APIs and implementing strong security measures will ensure compliance with banking standards. Let’s discuss your requirements and finalize the essential details to move forward. I’m looking forward to bringing your vision to life! Best Regards, Anky
₹112,500 INR in 7 days
2.7
2.7

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