Fintech MLRO & Compliance Officer

An international fintech platform is moving from concept to regulated reality, and the assignment centres on building a robust AML/CFT policy framework while guiding every other piece of the compliance puzzle—KYC/KYB onboarding, transaction monitoring, and day-to-day banking or EMI operations. Primary focus The heart of the work is AML/CFT policy design, implementation, and ongoing optimisation. All supporting elements (risk assessments, sanctions screening, alerts handling, governance reporting) need to flow naturally from that core. Scope of engagement • Draft and validate AML/CFT policies that satisfy regulators in Europe, the UK, and GCC markets. • Map and document end-to-end onboarding journeys for both individuals and businesses, embedding multi-currency and, potentially, crypto-related touchpoints. • Configure or refine transaction-monitoring rules and escalation procedures so they work at scale. • Advise product and operations teams on payment infrastructure, safeguarding, and record-keeping obligations. • Prepare the business for supervisory audits, licence applications, and regular reporting deadlines. Deliverables will be considered complete once regulators or banking partners confirm the framework is acceptable and the first live transactions clear the agreed monitoring thresholds without exceptions. What to include in your reply Please attach a short CV or LinkedIn link that highlights directly relevant experience—especially prior MLRO or Compliance Officer posts within fintech, banking, EMI, payments, or crypto environments. Mention the jurisdictions you have navigated (Europe, UK, GCC or others), your earliest start date, and your compensation expectations. This is a consultancy engagement with the real possibility of evolving into a long-term retained role once licensing milestones are achieved.

Project ID: 40467687