As we discussed, create for me php work that deposits cash to the logged in user:
Take screenshots of current functionality and send to me on all processes.
If you need session of logged in user, I will send when work is started.
Let these funds be send to DB and let these payment methods be able to be switched on and off (activated or deactivated from DB). Example, if I set "active" in DB... then that method will appear as an option depositing funds. If I set "inactive", then it will not appear as an option.