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I'm seeking a legal representative to assist me in Small Claims Court i Toronto regarding unauthorized closing fees charged by a lender. Key requirements: - Represent me in court - Familiarity with real estate and closing fee regulations - Experience in handling Small Claims Court cases Had a second mortgage to handle reno costs, project went over budget and real estate values started falling, lender refused to renew the mortgage and we were not able to find new financing. We sold the property after the lender started Power of Sale proceedings. They charged $10,500 fee for missing some payments which we later made up, they charged 9 NSF fees of $650 each for late payments, they also charged extra fees that we don't feel are warranted. We ended up paying all the fees in order to ensure that the deal for the property closed properly on time, and our lawyer advised us that this was the best couse of action, to get th extra fes back in Small Claims court.
Project ID: 40474185
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Hello, I reviewed your project and it aligns well with my experience in mortgage-dispute documentation, Small Claims Court support, and lender-fee challenge matters involving real estate financing and Power of Sale proceedings. I have worked on dispute analysis, claim drafting, evidence organization, fee-review matters, and structured legal documentation requiring clear factual presentation and strong supporting arguments. I can assist with: • reviewing the lender’s charged fees and supporting documents, • identifying potentially excessive or unauthorized charges, • preparing Small Claims Court documentation and supporting chronology, • organizing evidence related to NSF fees, penalties, and Power of Sale costs, • and supporting court preparation and settlement-position analysis. My focus is on building a clear, well-documented claim demonstrating why the disputed fees may have been unreasonable, excessive, improperly applied, or unsupported under the circumstances. Could you please confirm: • whether the claim has already been filed in Toronto Small Claims Court, • the total amount being disputed, • and whether you already have the mortgage statements, payout statement, and lawyer correspondence available for review? Looking forward to assisting you.
$770 CAD in 3 days
4.1
4.1
9 freelancers are bidding on average $877 CAD for this job

As a seasoned legal professional with over a decade in the field, my expertise and experience perfectly align with your needs for small claims court representation. I've been involved in a wide range of legal issues, including those surrounding real estate and contract disputes which makes me ideally equipped to handle your case regarding unauthorized closing fees. My deep understanding of the legal nuances will enable me to mount an informed, persuasive argument on your behalf. One of my core specialties, that I believe is particularly relevant here, is my ability to provide detailed and effective legal research. In a situation where the evidence of your payment history, financial circumstances, and lender's conduct will come under scrutiny, this skill can be incredibly valuable for substantiating your claim and ultimately securing a favorable resolution. But what really sets me apart however is my unwavering dedication to providing top-notch service to every client I work with. Your unfortunate experience is all too common, but I won't let that diminish the level of care I bring to each case. I'm determined to fight for you relentlessly so that you get the justice and compensation you rightly deserve. Let my extensive skill set and deep commitment to serving you be the reasons why you entrust me with this important task. Together we can navigate the complexities of small claims court efficiently and effectively.
$800 CAD in 1 day
6.5
6.5

Hello, I’m interested in assisting with your Small Claims Court matter in Toronto. I understand the concerns around the lender’s fees, including the closing fee, NSF charges, and other disputed costs collected during the property sale. I can help review the mortgage documents, lender statements, payment history, and closing records to organize the claim clearly and support recovery of the fees you believe were improperly charged. I’m familiar with mortgage fee disputes, real estate lending matters, and Small Claims Court preparation, including documentation and claim presentation. I’m available to discuss the details and review the paperwork to determine the strongest approach for your case. Best regards, Lily Martin
$1,125 CAD in 7 days
5.9
5.9

With your pressing situation regarding the unauthorized closing fees charged by the lender, my experience as a Civil and Business Lawyer is surely aligned with your needs. Over the years, I have gained comprehensive knowledge in real estate and closing fee regulations. More importantly, handling Small Claims Court cases has been a core part of my practice. I understand how important it is to navigate such situations with expertise and precision, and I assure you that I will bring exactly that to the table. Empathy plays a crucial role in my approach to any case. Having understood your challenges with the project going over budget and falling real estate values, I am genuinely focused on seeking justice for you. My familiarity with contracts and property law would also come in handy in analyzing the terms and legality of the fees charged. Moreover, I believe my dedication to client satisfaction aligns perfectly with your expectations. My aim is not only to represent you efficiently but also to ensure transparency throughout the process. Through consistent communication and timely updates, I'll keep you informed and involved at every stage. Let me put my experiences and skills to the best use for you in this matter.
$750 CAD in 1 day
1.4
1.4

Hi there, At Ansari Rehman & Co, we offer a complete range legal support services that can assist businesses, start-ups and individuals in the efficient and confident resolution of legal matters. You can be assured that whatever project or assignment you are undertaking that involves legal research, drafting, contracts, compliance, business documentation or advisory services our intention is to provide you with the highest quality and detail orientated legal support available based on your specific requirements. We welcome the opportunity to discuss your needs with you further and to commence work on your project at your earliest convenience. Yours sincerely, Ansari Rehman & Co Solicitors, Advocates & Legal Consultants
$1,100 CAD in 1 day
0.0
0.0

⭐ I handled a similar project ⭐, Happy to show you what works before you commit. I successfully represented clients in Small Claims Court for unjust fees similar to your lender's case. Aligned with your need for legal representation in Small Claims Court for unauthorized closing fees. My expertise ensures a thorough understanding of real estate regulations and Small Claims Court procedures. Specializing in delivering high-performance legal representation with a focus on security and a user-friendly experience. Invite you to chat for a free consultation, ''Worst case, you walk away with a free consultation and a clearer understanding of your project. '' Kind regards, Curtley
$1,100 CAD in 7 days
0.0
0.0

Hello, I have reviewed your matter involving disputed lender fees arising from a second mortgage and subsequent power of sale process in Ontario. Based on your description, the issue relates to recovery of charges you believe were improperly or excessively applied, including NSF fees and additional administrative or enforcement-related costs. These matters require a detailed review of the mortgage agreement, account statements, lender correspondence, and the full payment and default timeline. I assist with Small Claims Court preparation, legal drafting, and document review, with a focus on financial and real estate-related disputes involving lenders and contractual fee assessments. For your case, I will assist with: 1. Review of mortgage documents, statements, and fee breakdowns 2. Identification of potentially disputable or non-compliant charges 3. Drafting of Plaintiff’s Claim (Form 7) with clear particulars 4. Organizing evidence in line with Ontario Small Claims Court requirements 5. Preparing timelines, factual summaries, and supporting materials 6. Case strategy guidance, including settlement positioning where appropriate My approach is structured and evidence-based, ensuring your claim is presented clearly and in a manner consistent with Ontario Small Claims Court procedure. I can begin promptly upon receipt of documents and provide an initial assessment within 24–72 hours. Kind regards, Micheal
$750 CAD in 3 days
0.0
0.0

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