**Online US Chapter 7 Bankruptcy Means Calculator**
Purpose of online calculator is to determine if the user is eligible for Chapter 7 or must file for Chapter 13 reorganization, presenting different results page copy depending upon results.
User will input four variables; zip code, number of persons in household, user's gross average monthly income ("GAMI"), entire household GAMI. Calculator will provide the annual household income, whether or not the user passes the means test alone, whether or not the household income passes the means test , the median income amount that would allow the user to pass, the median income amount that would allow the household to pass, and the city and county in which they reside.
Source of calculation is the U.S. Trustee Program ([url removed, login to view]), Department of Justice, 11 U.S.C. Sec. 707(b)(7) exclusion [url removed, login to view](b)(7), Official Form 22A [url removed, login to view]
Only zip codes that are all or partially located in the following California counties are required: Siskiyou, Modoc, Trinity, Shasta, Lassen, Tehama, Plumas, Glenn, Butte, Colusa, Sutter, Yuba, Nevada, Sierra, Placer, Eldorado, Yolo, Solano, Sacramento, San Joaquin, Amador, Alpine, and Mono. All zip codes in the US and its territories may be used ad coder's option.
Zip code to county database will be provided by coder, price included in bid.
Calculator will present copy in the results page based upon output variables of:
If the household income passes the means test or not, if the user alone (number in household minus one) passes or not, if the spouse alone (number in household minus one) passes or not.